facebook twitter instagram linkedin google youtube vimeo tumblr yelp rss email podcast blog search brokercheck brokercheck

Holistic. Fiduciaries. Fee Only. Since 2000.

Thomas Cloud, Jr., CFP(R), ChFC(R), AAMS(R), CSA(R) Photo
Read Bio

Thomas Cloud, Jr., CFP(R), ChFC(R), AAMS(R), CSA(R)

President

Thomas Cloud, Jr.

CERTIFIED FINANCIAL PLANNER™

Mr. Cloud's goal is to truly helping people enjoy life without having to worry about what will happen..When people believe and understand Who really owns everything, this can happen. Thomas takes pleasure in guiding his clients as they implement the financial planning strategies that help them become better stewards and meet the financial and life goals God has laid on their hearts. Mr. Cloud’s: commitment to operating as a fee only fiduciary practitioner, reducing investment costs, holistic financial planning focus, retirement planning, and Biblical worldview are what separates him from many others in his field. 

Thomas graduated from The Georgia Institute Of Technology in 1997 with a degree in Business Management and Certificate in Finance. Mr. Cloud is a CERTIFIED FINANCIAL PLANNER™ practitioner. The CFP® is one of the most respected and hardest designations to obtain in all of the financial services industry.

Thomas Cloud, Jr., is also a Qualified Kingdom Advisor. One of the greatest unrecognized and unmet needs in the body of Christ today is the ability to find a financial professional who shares a Biblical perspective on stewardship. Kingdom Advisors’ qualification process introduces a new level of qualified Christian financial professionals who are equipped to integrate Biblical counsel with financial counsel. What should I look for in a Qualified Kingdom Advisor?

Thomas has passed the NASD series 6, 22, 63, and 65 examinations. Mr. Cloud has a BA in Management and certificate in finance from the Georgia Institute of Technology. Mr. Cloud has passed the state insurance examination as well. He has also earned the Chartered Financial Consultant (ChFC©)designation from the American College. To become a ChFC© Mr. Cloud had to meet experience requirements and pass exams covering finance and investing. The experience requirement is to have at least three years of experience in the financial industry, and have studied and passed an examination on the fundamentals of financial planning, including income taxation, insurance, investment and estate planning. The College for Financial Planning®, located in Denver, awarded Thomas Cloud, Jr., of Marietta, Georgia, the Accredited Asset Management Specialist or AAMS® Professional Designation. Individuals who complete the program, pass a final exam, and sign a code of ethics and disclosure form earn the AAMS designation. Developed in response to the need for advanced training within investment firms, the Accredited Asset Management Specialist Professional Designation Program offers investment professionals with the precise, hands-on information needed to provide ample, planning-oriented asset management advice. He is also a Certified Senior Advisor (CSA) and Registered Investment Advisor (RIA). To become a Certified Senior Advisor (CSA), he completed a 24-part program of study in the financial, physical, emotional, and personal issues of seniors. Thomas also participated in both the Financial Management Association (FMA) and the investment club while attending Georgia Tech. His investment club was featured on CNNFN because they were an elite college club picking stocks, which outperformed the S&P 500 two years in a row. After college, he worked for First Union National Bank, then Southwick Investments (securities), and Turamali (tangibles and other non securities).

Thomas Cloud, Jr. wrote the ebook The Ten Biggest Mistakes Any Investor Makes. Mr. Cloud wrote a monthly financial, economic, and geopolitical article for the prestigious political website Purepolitics.com for years. He also wrote, 2 articles, for Business Reform magazine. Thomas Cloud, Jr.’s articles have also been published by the Christian Ranchman and Spiritual Voice News. Toastmasters International has recognized Thomas G. Cloud, Jr. as a Competent Toastmaster. Mr. Cloud has completed the 12-week Crown Financial Ministries study and also led the study at First Baptist Church Atlanta. Thomas is a professional member of Kingdom Advisors. Mr. Cloud has also spoken about financial planning all over the world, including the Mediterranean Sea. In the winter of 2009 Thomas published a book called Circle of Fellowship that he authored with Robert Inman Ragsdale, III. Circle of Fellowship is a small group discussion guide for men designed to make disciples of Jesus.

Greg Freeman, JD, CLU, ChFC, RICP, CLTC Photo
Read Bio

Greg Freeman, JD, CLU, ChFC, RICP, CLTC

Long Term Care and Life Insurance Lead Consultant

Greg is the founding principal of AdvisorServe. He has well over 30 years of experience in helping affluent business owners and individuals define and achieve their estate and financial objectives. More recently, Greg’s mission has been on helping other advisors serve with excellence when addressing insurance matters with their clients. Greg holds a Juris Doctor degree from American University in Washington, D.C. and a Business degree from Bucknell University in Pennsylvania. He has worked as an attorney-advisor for the United States Securities and Exchange Commission helping to ensure fair treatment of consumers in their pursuit of investment products and strategies.

Greg was a contributing writer in the book, Life Insurance: How To Use It To Your Client's Advantage, published by the AICPA. He is a non-practicing attorney and holds the professional designations of Chartered Life Underwriter, Chartered Financial Consultant, Retirement Income Certified Professional, Certified in Long Term Care, and a Certified Kingdom Advisor.

Mid-career, Greg served as senior Vice President for Development at Walk Thru the Bible Ministries. This two year experience helped Greg gain a far better understanding of charitable planning and an appreciation for the challenges faced by non-profit entities.

Part of the effort to serve advisors can be seen in Greg’s participation as a Charter Member of Kingdom Advisors, a Kingdom Advisors Champion, and as a Premier Sponsor of the organization.

Greg lives outside of Atlanta with his wife of over 40 years, Mary, and has three adult children and three grandchildren.

AdvisorServe: Objective Insurance Resources for the Fee-Only Advisor.

Seth Freeman, CFP®, LTCP, CLTC Photo
Read Bio

Seth Freeman, CFP®, LTCP, CLTC

Life and Long Term Care Insurance Consultant

Seth has been part of AdvisorServe since its inception and is instrumental when it comes to designing illustrations for life insurance, long term care, and disability. He also specializes in policy audits and evaluating current life insurance coverage.

He received a B.S. in Philosophy and Religion from Toccoa Falls College, a Certificate in Financial Planning from the Terry College of Business at UGA, is a CERTIFIED FINANCIAL PLANNER™ professional, earned the CLTC designation, and also has insurance licenses across almost all 50 states.

Seth Lives outside of Atlanta with his wife, Brooke. In addition to their three sons - Sean, Jack, and Lincoln, they are also foster parents.

AdvisorServe: Objective Insurance Resources for the Fee-Only Advisor.

Michael Folker Photo
Read Bio

Michael Folker

Investment Management Team Through Strategic Alliance with TownSquare Capital

As one of the founding partners of TownSquare Capital, Michael’s primary role as Head of Advisor Development is helping financial advisory firms maximize their efficiency and grow their practice. He is responsible for developing new client relationships with RIAs and independent advisors and integrating them into TownSquare’s investment approach.

Michael has extensive experience in the formation, development, and oversight of advisory practices. During his career, he has built out the operational teams of 2 SEC registered advisory firms and consulted with several others. He has directly overseen the onboarding of over 12,000 accounts and over $2 billion in assets under management. He has also worked directly with several retail advisory firms in order to help them acquire new client assets, refine their systems and processes, and develop a framework to invest and allocate client accounts. Michael holds a B.S. in accounting from Brigham Young University.

Chris Hedquist, CFA, CFP® Photo
Read Bio

Chris Hedquist, CFA, CFP®

Portfolio Strategist at TownSquare Capital

As Senior Portfolio Strategist at Townsquare Capital, Chris works directly with financial advisors and their clients in developing, implementing, and monitoring investment portfolios and financial planning strategies. Chris heads up the investment audit and proposal capabilities of the firm. He also sits on the Townsquare Capital investment committee and is responsible for helping to develop the firm’s investment policies for conducting due diligence on the investment offerings available through the firm, including alternative investments.

Chris has been a registered representative and investment adviser since 1992 and has been a General Securities Principal since 2003. Chris also holds the Chartered Financial Analyst (CFA) and CFP® designations. After graduating from Brigham Young University in Business Management & Finance, Chris began his career as a financial advisor working for Shearson Lehman Brothers, then Merrill Lynch. During the past 25 years, Chris has also worked for other independent wealth management firms where he focused on advising financial advisors and their clients on portfolio construction, investment selection, and retirement planning.

Turner Lee Photo
Read Bio

Turner Lee

Life and Long Term Care Consultant

Turner is part of Third Act Retirement Planning's team of life and long term care insurance consultants working for AdvisorServe.

Turner serves as Director of Operations for AdvisorServe, providing organizational and administrative oversight.  He joined the firm in 2015 after 9 years in local church youth ministry.  He’s the first point of contact for most advisors and insurance applicants and handles details and grunt work with gusto!  Husband to Alisha and a father of 5, what little hair he has will be turning gray very soon!  Outside of the office, Turner coaches baseball, carries heavy backpacks and giant logs with the men of F3 Cherokee, and enjoys woodworking, fishing, and camping.  He and Alisha serve as group leaders at their church and have been foster parents for over a decade.

AdvisorServe: Objective Insurance Resources for the Fee-Only Advisor.


Jordan Miller Photo
Read Bio

Jordan Miller

Investment Management Team Through Strategic Alliance with TownSquare Capital

As an analyst with TownSquare, Jordan assists advisors in analyzing, designing, and implementing client investment portfolios. He is also a member of the investment committee and is responsible for managing and conducting research for the firm’s investment strategies. Prior to joining TownSquare, he spent two years as a Portfolio Analyst for Allegis Investment Advisors. He began his career as an Associate with PwC’s management consulting group where he consulted on finance and M&A projects for several Fortune 500 companies. Jordan has a B.S. in Finance.

Tieg Reeder, CPA Photo
Read Bio

Tieg Reeder, CPA

Tax Preparation and Planning


Galen "Tieg" Reeder, II, CPA is a Principal of Rector, Reeder, & Lofton, P.C. Mr. Reeder has over twenty years of experience in auditing and fee accounting, certified reviews, tax consultation and financial analysis for corporate and individual clients, as well as local governments and municipalities.  His experience includes:

  • Analysis of financial strategies for cash flow management, tax planning, and business development for clients
  • Preparation of Certified Reviews for specific clients in order to obtain bid and performance bonding
  • Preparation of federal and state income tax returns for corporations, partnerships, nonprofit organizations, and individuals
  • Management of tax department and staff personnel
  • Prepare and perform Audits of Local Governments/Municipalities
  • Prepare and maintain monthly and/or quarterly financial statements and payroll tax returns

Mr. Reeder is a graduate of Georgia State University with a B.B.A. in Accounting and Marketing and is a Certified Public Accountant in the State of Georgia.  He and his wife, Melissa, have three children.

Greg Sanders Photo
Read Bio

Greg Sanders

Health Insurance and Medicare Supplements Advisor

Greg Sanders graduated Summa Cum Laude from Georgia State University. He obtained his grounding in the financial services field as a life, health, and disability insurance consultant in 2000 with Allstate Financial and then later with MassMutual Financial Group.

During Greg’s early years in the business, he was influenced by consumer advocates such as Clark Howard who shared the pitfalls and poor practices often found in the insurance and financial services field.  Greg’s desire to become an independent advisor and offer the very best products on the market led to the founding of Peachtree Insurance Advisors in 2004.

Greg is a member of the Atlanta chapter of the National Association of Health Insurance Underwriters as well as the Cobb Chamber of Commerce.  His expertise in Medicare and health insurance is a valuable tool for employers and individuals. Greg publishes an annual Medicare guide and has been quoted by several publications as an expert in Medicare.

Greg Sanders resides in Marietta and is a husband and father of three children. He enjoys hiking, tennis and going on trips with his family. They are active members of Stonebridge Church in Marietta, GA.

Monica Sonnier CPA, CFA Photo
Read Bio

Monica Sonnier CPA, CFA

Fixed Income Specialist at TownSquare Capital

Monica is Head of Fixed Income at Townsquare Capital specializes in fixed income analysis and management and has over 20 years’ experience in institutional portfolio management. Monica was most recently the head of portfolio strategies for a regional broker/dealer, serving their institutional fixed income clients with portfolio strategy development as well as development of the firm’s platform, including an online portfolio management system. Prior to that, she was the Chief Investment Officer for a banker’s bank and managed the Investment Division for the bank. She managed investment portfolios for banks, provided consulting services in investments and ALM, ran the bank’s ALM reporting service bureau and managed the operational area supporting safekeeping, trading and portfolio accounting services. Monica also spent eight years as the portfolio manager and funding manager at a large regional bank, managing a portfolio of over $2 billion in Government, Agency, Municipal, Corporate, Mortgage-Backed and Money Market securities.

She began her career in public accounting with a CPA firm, specializing in audits of financial institutions. Monica is currently on the AICPA’s National Financial Literacy Commission, was recently on the Board of Directors of the AICPA, and has chaired the Investment Committee of the Institute. Monica studied Accounting at Louisiana State University and later obtained her CPA and CFA certifications. She is also licensed in series 7, 24, 28, 63, and 65.

Charles Schwab Advisor Services

Custodial Services

The numbers tell a one-of-a-kind story. Only Schwab has been in the trenches with independent financial advisors for decades. Schwab has been a tireless advocate for the independent model and have committed thousands of people and millions in resources to make sure independent advisors of all sizes have everything they need to grow and succeed. 

  • Supporting RIAs since 1990
  • $1.5 trillion under management as 0f 2021
  • 1,800 team members dedicated to serving RIAs